A: Deposits of USD are transferred from your USDY PerNum Wallet and converted using a ratio of 1:1. To make a deposit, you must first fund your Fiat Wallet within your PerNum Multi Wallet with USD. Log in at Pernum.com, enter the Multi Wallet area by clicking the WALLET icon, then click DEPOSIT, and click DEPOSIT USD. You will then have multiple options to fund your wallet with USD. Be aware upon being funded, your USD will be converted to USDY at a rate of 1:1 so that transactions can run on the YEMChain for transparency and accounting. (Upon any withdraw USDY is converted back to USD at a rate of 1:1.) Once your USDY is credited to your Fiat Wallet, come back to YEMExchange.com, log in, click WALLETS, click DEPOSIT next to your USD balance, then enter the amount of USDY you wish to deposit and follow the steps. Your USDY will be credited according to normal YEMChain transfer times and normal YEMChain fees apply so you will need some YEM in your PerNum Wallet for the YEMChain fee.
A: TCoins means TwnklCoins. They are subcoins of Rainbow Currency (YEM) and include TEC, TMC, TVC & TSHC. TEC is the trading symbol for Twnkl Estate Coin. TMC is the trading symbol for Twnkl Mobility Coin. TVC is the trading symbol for Twnkl Vacation Coin. TSHC is the trading symbol for Twnkl Shopping Coin.